business and economy | January 20, 2026

How do I apply for Thrift Savings Plan?

Create your user ID

  1. Go to secure.tsp.gov to access My Account.
  2. Select the link, Create user ID.
  3. Enter your TSP account number and web password to log in.
  4. Enter a user ID of your choice in the “User ID” box.
  5. Enter your user ID again in the “Confirm User ID” box.
  6. Select the Submit button.

How do I access my military TSP?

How to Access Your TSP Account Online

  1. Go to
  2. If you know your TSP account number, enter it in the blocks on the upper left hand side and press the Log In button.
  3. If you do not know your TSP account number, click on the words “forgot your account number or user ID?”

How much should I put in my Thrift Savings Plan?

How Much Should You Invest in a TSP Account? We recommend investing 15% of your income for retirement. When you contribute 15% consistently, you set yourself up to have options when you retire.

Who is eligible for a thrift savings plan?

Most employees of the United States government are eligible to participate in the TSP. You are eligible if you’re any of the following: A FERS employee (generally if you were hired on or after January 1, 1984) A CSRS employee (generally if you were hired before January 1, 1984 and did not convert to FERS)

How do I request a full withdrawal from TSP?

To request a withdrawal, log into My Account and click on the “Withdrawals and Changes to Installment Payments” link on the menu. From there you’ll have access to an online tool with which to start your withdrawal.

How do I borrow from TSP USPS?

Online requests

  1. Complete your loan application by logging in to My Account.
  2. If the online tool prompts you to print and submit your loan request, you must open and print the loan agreement package supplied to you, sign and date the form, include any additional required information, and send the completed request to us.

Where to get information about Thrift Savings Plan?

If you’re a new employee, obtain information about the TSP online at tsp.gov. This is also where participants can establish an account to track the performance of their TSP and associated funds, as well as make investment changes.

How does a Thrift Savings Plan ( TSP ) match work?

Here’s how the TSP match formula works: Automatic 1 percent agency contribution Dollar-for-dollar match on the first 3 percent of employee contributions 50 cents for every dollar on the next 2 percent of employee contributions

How do I change my address on my Thrift Savings Plan account?

You will need to enter your TSP account number and your web password to make this change. You may also call the ThriftLine to change your address. Active participants must notify your agency or service when you have an address change. take me to My Account.

How long does it take to get a loan from Thrift Savings Plan?

If you submit a paper loan agreement, it may take several weeks. You may track the status of your loan by logging in to My Account or by contacting us. If your loan request was made and approved online, you will receive your money in the form of a check, mailed to the address we have on file for you.